Chillara Legal
Last updated: September 27, 2026
These Terms of Use are the End User License Agreement (“EULA”) between you and Vexellab Solutions LLP (“Vexellab”, “we”, “us”) for the Chillara mobile application and related services (“Chillara”).
This EULA is concluded between you and Vexellab Solutions LLP only, and not with Apple Inc. or Google LLC. Vexellab, not Apple or Google, is solely responsible for Chillara and its content.
By installing, accessing, creating an account in, or using Chillara, you agree to this EULA. If you do not agree, do not use Chillara.
Vexellab grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to install and use Chillara for your personal use, on devices that you own or control, in accordance with the usage rules of the store from which you obtained the app (the Apple App Store or Google Play).
This license does not transfer ownership. Vexellab and its licensors retain all rights in Chillara. You may not sell, rent, lease, redistribute, sublicense or transfer Chillara, and you may not copy, modify, reverse engineer, decompile or disassemble it except where that restriction is prohibited by law.
Chillara is a personal finance tracker. It helps you record income and expenses, see insights, and track loans, credit cards, money lent or borrowed, subscriptions, goals, recurring payments and investments, including SIPs.
Chillara is a record-keeping tool. It does not move money, connect to your bank, execute trades, or hold funds, and it is not a bank, broker, investment adviser or tax adviser.
Balances, summaries, projections, returns and prices in Chillara are estimates based on the records you enter and on third-party data. They are provided for information only and are not financial, investment, tax or legal advice. Investment prices may be delayed, estimated or unavailable, gold and silver values use international spot rates that differ from local retail prices, and SIP units are estimated from the latest price available when an instalment is recorded. Always verify important figures with your bank, broker, fund house or other authoritative source.
You own the records you enter. You grant Vexellab the permission needed to store, back up, sync and display them to operate Chillara for you. You are responsible for the accuracy of your records and for keeping your own backups.
You represent that you are not located in a country subject to a U.S. Government embargo or designated as a “terrorist supporting” country, and that you are not listed on any U.S. Government list of prohibited or restricted parties.
Chillara is currently free to use. If paid features are introduced, their price and terms will be shown before purchase.
Chillara relies on third parties for hosting, email, app distribution, notifications, exchange rates and market data (such as Yahoo Finance, AMFI and ExchangeRate-API). We are not responsible for their availability, accuracy or changes.
Chillara is provided on an “as is” and “as available” basis. We may update, change, suspend or discontinue features at any time. We do not guarantee uninterrupted operation, perfect sync or the availability of any price source.
To the fullest extent permitted by law, Chillara is provided without warranties of any kind, express or implied, including accuracy, fitness for a particular purpose and non-infringement.
To the fullest extent permitted by law, Vexellab Solutions LLP will not be liable for indirect, incidental, special, consequential or punitive damages, or for financial decisions, losses, missed payments, lost data or third-party service issues arising from your use of Chillara.
You may stop using Chillara and delete your account at any time. We may suspend or terminate accounts that violate this EULA or put the service or other users at risk.
Vexellab is solely responsible for support and maintenance of Chillara. Apple and Google have no obligation to provide any maintenance or support services for Chillara. Contact Vexellab through the main website contact page.
In the event of any failure of Chillara to conform to any applicable warranty, you may notify Apple, and Apple may refund the purchase price of the app to you, if any. To the maximum extent permitted by law, Apple has no other warranty obligation with respect to Chillara.
Vexellab, not Apple or Google, is responsible for addressing any claims relating to Chillara, including product liability claims, claims that Chillara fails to conform to any legal or regulatory requirement, consumer protection claims, and third-party intellectual property claims.
Apple Inc. and its subsidiaries are third-party beneficiaries of this EULA and, upon your acceptance of it, have the right to enforce it against you as a third-party beneficiary.
This EULA is governed by the laws of India, without regard to conflict-of-law rules, and the courts of Kerala, India have jurisdiction, except where mandatory consumer protection laws of your country of residence provide otherwise.
We may update these Terms of Use from time to time. Continued use of Chillara after an update means you accept the revised terms.
If you have questions about these Terms of Use, contact Vexellab through the main website contact page.